Permanent Life Insurance
Lifelong coverage that may also include a cash-value component. It can be considered for long-term protection, estate planning and wealth-transfer objectives.
Insurance Services
Protect what matters most to you.
The right insurance can help protect your family, your income, your health and your business when life does not go as planned. Daymaxa Wealth helps you understand your options and choose coverage that fits your real needs.
Protection Planning
Insurance should fit naturally into your financial plan.
The right coverage depends on your responsibilities, income, dependants, debts, health needs, business interests and long-term objectives. Daymaxa Wealth can help you compare options, identify potential gaps and understand the role insurance may play in your overall plan.
Coverage, eligibility, premiums, exclusions and benefits vary by insurer and policy. Recommendations should always be based on your individual circumstances.
Coverage Options
Insurance solutions we can help you explore.
See the types of insurance we can help you review and how each one may fit your needs.
Term Life Insurance
Coverage for a defined period such as 10, 20 or 30 years. It is often used to protect income needs, family obligations, education costs and outstanding debts during key working years.
Mortgage Protection
Protection designed around mortgage obligations. We can help you compare lender-linked mortgage insurance with individually owned life-insurance alternatives.
Critical Illness Insurance
Certain policies can provide a lump-sum benefit after diagnosis of a covered condition, subject to policy definitions, exclusions and survival periods.
Disability Insurance
Income-protection coverage that may replace a portion of earnings when illness or injury prevents you from working, subject to the terms of the policy.
Health & Dental Insurance
Supplemental plans may help cover eligible prescription drugs, dental care, vision services and other health expenses not fully covered by provincial plans.
Travel Insurance
Coverage may include emergency medical expenses, trip interruption, baggage protection and other travel-related risks depending on the policy selected.
Super Visa Insurance
Private medical insurance is part of the federal Super Visa requirements. Policies must satisfy current government eligibility rules and coverage requirements.
Group Insurance
Employers and organizations may provide group life, health, dental, disability and related benefits to eligible employees or members.
Corporate Insurance
Business owners may need coverage for key risks, liabilities, continuity planning and other financial exposures connected with operating a company.
Corporate-Owned Life Insurance
Life insurance owned by a corporation may be considered in some business, succession and estate-planning situations. Tax and legal implications should be reviewed with qualified professionals.
Our Approach
Start with the need. Then evaluate the coverage.
Understand
Review your family, income, debts, business interests and existing insurance.
Compare
Consider suitable coverage structures, benefit amounts, policy features and costs.
Review
Revisit coverage as your family, career, business and financial responsibilities change.
Not sure what coverage you actually need?
Let’s review what you already have, what may be missing and what makes sense for your situation.